Educators’ Professional Liability Insurance Program
Certain Underwriters at Lloyds of London
Potential claims must be submitted to: Davies Claims Solutions
Email (Preferred method): AmbridgePENPclaims@davies-group.com
Phone: 800-322-1276 ext. 2091 or 615-747-2270
26 Century Blvd, Suite NT350
Nashville, TN 37214
Florida Department of Education
Educators Professional Liability
All “full-time” instructional personnel as specified in FS 1012.01(2), employed by the districts’ school boards are covered under the program.
The program provides coverage excess of any coverage provided by the school district’s insurance program or any other valid insurance coverage. In cases where there is no other valid coverage the program will respond directly for covered losses.
The program protects “full-time” instructional personnel from liability for monetary damages and the costs of defending actions resulting from claims arising out of occurrences in the course of instructional personnel’s Professional Activities.
The coverage provided under this program is subject to the terms and conditions of the insurance policy, which includes standard policy exclusions. Please refer to the Exclusions section in the Educators Professional Liability Policy (PDF).
The program provides coverage for incidents that occur after the program’s inception date of August 17, 2015 and are filed during the current policy period which runs from August 17, 2023 to August 17, 2024.
$2,000,000 - Per Insured per Wrongful Act
$3,000,000 - In the aggregate per Wrongful Act
$2,000 - Per Bail Bond per Insured
$500 - Per claims per Insured for Assault related to personal property damage
No. All “full-time” instructional personnel employed by the districts’ school boards are automatically covered under the program.
The program covers Full-Time Instructional Personnel who are appointed as school guardians, and acting within the scope of their duties as such, as defined in Florida Statute 30.15. It is a condition precedent to coverage provided by the program that participants of the Coach Aaron Feis Guardian Program must operate in complete compliance with Florida Statute 30.15, and any additional requirements established by the Sheriffs in the respective county(ies).